1. Who we are

Item	Details
Business	Test Drive Group Pty Ltd, operator of the Buy My Next Car brand
ABN / ACN	ABN 51 679 064 343 | ACN 679 064 343
Telephone	0440 130 476
Email	contact@buymynextcar.com.au

2. Our finance-referral role

If you tell us that you may need vehicle finance, we can explain that our external broker partner is able to arrange vehicle loans and leases and ask whether you would like the broker to contact you.

Our role is limited to obtaining your consent and referring basic contact and enquiry information. We do not:

• recommend a particular loan, lease, lender or credit product;
• tell you which finance product is suitable for your circumstances;
• assess your income, expenses, creditworthiness or eligibility;
• calculate or quote a personalised interest rate or repayment;
• submit or manage your finance application;
• provide pre-approval or guarantee approval; or
• make a lending decision.

3. Our finance partner

Finance enquiries are referred to:

Item	Details
Legal name	Acquired Financial Services Pty Ltd
Australian Credit Licence	488607
Trading name	Acquired Finance
Telephone	1300 235 255
Website	www.acquiredfinance.com
Lender panel	Acquired states that it has access to 63+ bank and non-bank lenders.

Acquired Financial Services is responsible for any finance discussion, lender or product comparison, credit assistance, application, assessment and communication with a lender. It will provide its own Credit Guide, privacy information and other required disclosures.

4. Information we collect and refer

For a finance referral, we will generally collect and provide only:

• your name;
• your telephone number;
• a short description of the purpose for which finance may be required;
• the vehicle or approximate purchase details, where available; and
• a record of your consent to be contacted by Acquired Financial Services.

We do not need your income, expenses, bank statements, payslips, driver licence, tax file number, credit history or detailed application information to make the referral. Provide that information directly to Acquired Financial Services through its authorised process.

5. Your consent

We will not send your finance-referral details to Acquired Financial Services unless you consent. The website or digital assistant should ask you to actively confirm the following:

You can decline the referral. Declining does not prevent you from using the general Buy My Next Car vehicle sourcing service.

6. Commission and fees

Test Drive Group Pty Ltd may receive a commission or other referral benefit if you proceed with finance arranged by Acquired Financial Services. The amount may depend on the transaction and the arrangement between the parties.

We do not charge you a fee simply for referring your finance enquiry. Acquired Financial Services will explain any fees, charges, commissions or lender costs that it is required to disclose as part of its own finance process.

7. What happens after you consent

• We record your consent and referral details.
• We send your basic contact and enquiry information to Acquired Financial Services, ordinarily within five business days.
• Acquired Financial Services contacts you directly.
• Its licensed broker discusses your circumstances, obtains any required application information and explains available options.
• Any application is subject to verification, responsible-lending requirements where applicable, lender criteria and approval.
• You are not required to proceed merely because you agreed to be contacted.

8. General information we may provide

We may provide general factual information about the referral service, including that:

• our broker partner can discuss vehicle loans and leases;
• Acquired Financial Services states it has access to 63+ bank and non-bank lenders;
• the broker can compare available lender options based on the information you provide to it;
• the initial broker conversation does not commit you to accept a loan;
• the broker can explain rates, repayments, pre-approval, credit enquiries and the application process before you decide whether to proceed; and
• broker channels may include lender offers that are not advertised directly to the public, subject to availability and your eligibility.

Any rate, repayment, approval timing or credit-score statement must come from Acquired Financial Services and be supported by its approved wording and any required disclaimer.

9. No guarantee of finance or savings

A referral is not an application, approval, offer of credit or guarantee of any interest rate, repayment, loan amount, lender, timing or saving. Finance outcomes depend on your circumstances, the vehicle, lender criteria, verification and applicable law.

Do not make a financial commitment based only on a general website statement or digital-assistant response. Review all documents and disclosures provided by Acquired Financial Services and the lender.

10. Privacy

We handle your referral information in accordance with the Buy My Next Car Privacy Policy. Once your information is provided to Acquired Financial Services, it will handle the information under its own privacy policy and legal obligations.

11. Questions and complaints

For questions or complaints about the Buy My Next Car referral process, consent or disclosure of your details, contact Test Drive Group Pty Ltd at contact@buymynextcar.com.au or 0440 130 476.

For questions or complaints about credit assistance, a finance recommendation, an application, a lender or credit reporting, contact Acquired Financial Services on 1300 235 255 using the complaints process and external dispute resolution information in its Credit Guide.